Mortgages
Private Property issue #138 - Servicing test rates vs DTIs
At what point do you have to stop worrying about high interest rates … and turn your attention to DTIs instead? Let’s find out.
Hi, I'm Andrew, the Managing Partner here at Opes. Ever since we started the company, I've spent my time working between our two offices and out with clients, getting them excited about investing.
In my role as Managing Partner at Opes, our team has had the privilege of helping Kiwis create wealth plans and retire comfortably through property investment. Personally, I've been instrumental in assisting hundreds clients in their journey to financial security.
I bought my first property at age 19 and built my own portfolio with what my friends describe as my signature "passion, drive, and refusal to quit." Today, I'm the proud owner of over 40 investment properties, a testament to my commitment to property investment.
I also share my insights as a writer for both NZ Property Investor Magazine and Informed Investor Magazine. My expertise is widely recognized, and I'm regularly called upon by the media to comment on property-related issues.
I don't have a lot of spare time, but I love to spend it socializing with friends and family. I'm a keen art collector – one of my most interesting pieces is a taxidermy sculpture from a Lyttelton artist who merged a Lynx cat and goat to create a mythical beast.
For even more inspiration, check out the success stories of clients we have worked with. Witness firsthand the incredible transformations ordinary Kiwis have achieved through property investment. These are the journeys that fuel my passion every single day.
Are you curious about mastering property investment? Tune into The Property Academy Podcast, New Zealand's #1 business podcast. I explore market trends, offer investment strategies, and feature case studies from our satisfied clients—it's your go-to resource for all things property investment.
Thank you for being a part of our journey, and I look forward to sharing more insights with you through The Property Academy Podcast.
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They have fantastic knowledge, good relationships, and are very accessible and easy to work with.
My wife and I recently purchased for a second time with Opes Partners.
Their service is very good.
They have fantastic knowledge, good relationships, and are very accessible and easy to work with.
Definitely will continue to work with the team and recommend for others looking to build their portfolio.
The full team is really good. Special mention to Andrew Nicol & Sammy who managed to find us something absolutely perfect.
Sam A15/6/2024
This team provides excellent, honest advice and shares a wealth of knowledge with a straightforward, easy-to-understand approach. Their communication is top notch too.
We are hugely impressed with every team member we've encountered at Opes. This team provides excellent, honest advice and shares a wealth of knowledge with a straightforward, easy-to-understand approach. Their communication is top notch too. We wish we had been referred to Andrew and his team years ago!
Lynley N.26/10/2024
They communicate well, they are responsive, honest, and data driven in approach.
Good company.
Would recommend anyone looking for an investment property to start listening to their podcast (Property Academy Podcast), and to consider their services.
They communicate well, they are responsive, honest, and data driven in approach.
Andrew Nicol and his staff have gone above and beyond for us, taking calls on Sundays, taking calls late at night, and providing assistance on things which they aren’t obligated to.
Andrew is a good dude, he’ll do the right thing over what makes him money.
Special mention to Sammy - thanks so much for your hard work.
Sam A.31/10/2024